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Under the covers, Timmy's hand wanders, finding his stepmom's warmth. She stirs, adjusting her panties, but he persists, tracing her slit through the silky fabric. She gasps, half-awake, as he slips a finger inside, feeling her wetness grow. Their bodies spoon, his cock hardening against her. She reaches back, guiding him, and he enters her, slow and steady. Their rhythm builds, her moans hushed, until he pulses into her, filling her with his hot, creamy load.