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Struggling to make ends meet, a desperate straight guy answers an intriguing ad. He's welcomed by a smooth-talking Debt Dandy who offers a peculiar deal: sexual favors in exchange for cash. The Dandy, with a predatory gleam in his eye, orders the man to strip and service him. In POV, the man's nervous hands unzip the Dandy's pants, revealing a thick, eager cock. He takes it into his mouth, timidly at first, but soon finds a rhythm, slobbering and gagging as the Dandy face-fucks him.