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In "I Owe You My Ass," Debt Dandy's latest installment, a college student finds himself in over his head with debt. The collector shows up at his dorm, ready to take what's his. The student, a twink with a tight body and a red-haired charm, tries to bribe the collector with cash, but it's clear that's not what he's after. The collector, a master of his trade, takes control, pushing the student against the wall and claiming his mouth first. The student's lips stretch around the collector's massive cock, gagging as he tries to please. But the collector wants more, bending the student over and claiming his ass, bare and raw, until the student is left panting and paid up.