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In a cramped, sterile room, Frances, a petite brunette, negotiates her dream bike. The loan agent, a stern man, proposes a unique deal: sex for money. Frances, desperate, agrees. She strips, revealing small, perky breasts and a tight, shaved pussy. The agent starts with a thorough pussy-eating, making Frances moan. He then fucks her missionary-style, her small tits bouncing gently. Frances, initially hesitant, soon enjoys the transaction, her body betraying her as she cums on the agent's cock.