A strapping, straight stud, down on his luck, walks into a pawn shop, but he's not there to pawn anything. He's there to be 'pawned.' A handsome, eager gay man, with a twinkle in his eye, offers him a deal he can't refuse. The straight stud, nervous but turned on, lets the gay man undress him, exploring his body with expert, lubed-up hands. The pawn shop becomes a stage for a heated, intense, cash-driven encounter, as the straight stud discovers a new side of himself.